The official explanation is confusing as fuck. Why you would want to collect loot points in the made mafioso rackets is beyond me, when you need to get to 5 million skills to make it worthwhile anyways. Not only that, you are spending all your skill points on energy to get that up to 5 million. Maybe if you got a whole ton of loot points before the loop I guess? I dunno.
Anyways, why the official explanation is confusing is because the buttons to initiate the trade for skill points never appear until you have done the rackets for loot points. As soon as you do one, a button appears that says, "trade for skill points." Otherwise all you see is the button on the skill point racket that says trade for loot points, and the official explanation makes no sense.
So if you have a bunch of loot points in the two made mafioso rackets, once you have 5 million skill points on attack and/or defence, start trading your loot point in to get skill points instead. You trade in 101 loot points to get 5 skill points. Loot points are worth more than skill points are, until you reach the 5 million skill point mark. When skill points are worth triple after the 5 million point mark, then loot points are worth less, and it makes sense to trade in those loot points to get skill points.
To my knowledge, this only applies to attack and defense skills, nothing else.
So if you don't have loot points in the made mafioso rackets, don't waste your time on collecting them. Just dump everything into the skills racket. Short term gain that will slow you down overall if you collect loot points there.
101 loot points gets me 5 skill points. Both cost 100,000 energy. There is no benefit.
You need 505 million loot points to trade for 5 million skill points. And when you do, you are instantly weaker. So you need to buy more skills to add to att or def before you do the trade.
I have looked at this cuz the official explanation made no sense to me. Now it does, but the whole thing is pointless.
You are either weak earlier or you are weak later.
I'd rather be weak earlier.
Collecting loot points in the Tokyo rackets is a whole different deal. Collect them, but after your skill points are set. Those can't be traded in.
